Commercial Auto Insurance
Protection for Your Business Vehicles
Keep Your Company Protected On The Road
Commercial auto insurance protects not only your vehicles, but also the drivers! These policies can cover a combination of vehicle types (trucks, cars), as well as some types of motorized equipment. It can provide for bodily injury liability and property damage while operating a company automobile, as well as medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder’s car. And, in cases where another person is involved, it may cover their injuries and/or damage.
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Our Commercial Auto Insurance
There With You On The Road
Hired/Non-owned Auto Liability
This helps to provide coverage for vehicles used that are not owned by the company. If you are renting cars, or if your employees ever use their own vehicles for business purposes, this is a must. This particular coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or an employee using their own vehicle on company business (non-owned). Oftentimes this coverage can be added inexpensively to a business auto policy, or in some cases, a general liability policy.
Use of Personal Vehicles
If you use your personal vehicle for business with only individual auto insurance, beware! Insurance policies for privately-owned vehicles may not cover damage to your privately owned car or truck when it is used for business, including home cosmetics, jewelry sales or a pizza delivery business. Look into a Commercial Auto plan today.
Every business is unique
Let Jeff Munns Agency, Inc. help you find the right options for your specific needs.