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Whether you're attending your first class or you're enrolled in a university graduate program, back to school is in the air.  Here are some tips for you:   Young Drivers If your youthful driver is just getting started with a school permit or they have obtained their...

When you’re looking for insurance it may become overwhelming.  Because there are a vast number of insurance companies and agents you want to choose wisely.  Did you know that independent insurance agencies represent multiple companies? This will give you the advantage...

What do you look for when you buy insurance?  Normally we hear price is the most important deciding factor, but is it the wisest decision? What if two quotes on a $550,000 commercial building are as follows: Option One - Building 550,000, Contents 25,000. Replacement...

If a massive disaster wiped out power to your region right now, with no hope of recovery for at least several days, would you be ready? Would you have a way to connect with your family? Would you have enough nonperishable food for everyone? In short, do you have the...

From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and certification company UL (Underwriters Laboratories)....

Motorcycle riders are far more likely than people in cars to be seriously injured or killed in a crash — but keeping safety in mind can reduce your risk. There are many benefits to motorcycles — they get great gas mileage, they can make your commute easier, and it’s...

It’s easy to lower your insurance costs — especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad campaigns to convince you to “switch and save” — but...