It’s a well-known fact that insurance is offered in a wide variety of places. From the traditional brand-name insurance office to car dealerships, banks, real estate agencies, and more. Unfortunately, this fact can make it appear that insurance is a dime-a-dozen offering.
Simply put, insurance can vastly differ from carrier to carrier, with different requirements, coverages, exclusions, and discounts (among many other attributes). Each insurance company has products with unique specifications that can go overlooked without an experienced agent with partnerships from several carriers. Therefore, it’s important to not only find the right insurance but also the right agency to help you in your path towards peace of mind.
To help you in this path for peace of mind, we’ve included these important questions to think about:
Are my insurance policies the agent’s first concern?
Many institutions provide insurance options while administering your primary purchase with them. Refinancing your home? Here’s some home insurance for it as well. Purchasing the latest sports car? You should protect it with this auto insurance. And so on. These are all valid concerns, but if you haven’t noticed, insurance can easily be touted as a secondary product.
Sure, insurance concerns itself with supporting your property, so in a way it’s easy to see why others may look at it in such a way. However, insurance is more than support – it can be the difference between a business opening again after devastation strikes, or a family receiving necessary funds when their loved one passes away. Insurance is about protecting from potential unwanted uncertainty in the future, so shouldn’t insurance be a number one priority?
What about at Jeff Munns Agency?
Our business has always made the conscious decision to focus solely on insurance. We aren’t concerned with selling any other line of business—no matter how relevant it may be in the process.
How prioritized is my insurance after it has been purchased?
Whether insurance is a secondary line of business or the only product at an agency, another critical role of an insurance agency is giving reliable customer service.
Unfortunately, this does not happen automatically. It is tempting to see this as an excuse for simply going online for your insurance needs. If you know the basics of the coverage you need, why not adjust it yourself? This process is not as simple as it may appear.
What about at Jeff Munns Agency?
Remember, insurance companies have rules, regulations, and coverages that you may not know about. Our job is to understand the ever-evolving industry and the carriers’ products and, knowing what is offered, identify and present the most optimal options.
Are you concerned about your insurance situation or simply interested in exploring your insurance options? Our agency would love the opportunity to quote your auto, home, business, farm or life.Get A Free Quote
Note: The examples and descriptions used throughout this article are for general information purposes only, not legal advice. Coverage of losses are not guaranteed, rather they are subject to the decision of insurance underwriters and other potential authorities. Coverage availability and limits can vary based on person, location, and other variables. Please consult with your insurance agent and review your insurance policies to understand your existing and/or potential coverage options. Read our disclaimer.
© Jeff Munns Agency, Inc.