It’s a well-known fact that insurance is offered in a wide variety of places. From the traditional brand-name insurance office to car dealerships, banks, real estate agencies, and more. Unfortunately, this fact can make it appear that insurance is a dime-a-dozen offering.


Simply put, insurance can vastly differ from carrier to carrier, with different requirements, coverages, exclusions, and discounts (among many other attributes). Each insurance company has products with unique specifications that can go overlooked without an experienced agent with partnerships from several carriers. Therefore, it’s important to not only find the right insurance but also the right agency to help you in your path towards peace of mind.


To help you in this path for peace of mind, we’ve included these important questions to think about, and how our agency specifically addresses them:


Are my insurance policies the agent’s first concern?

Many institutions provide insurance options while administering your primary purchase with them. Refinancing your home? Here’s some home insurance for it as well. Purchasing the latest sports car? You should protect it with this auto insurance. And so on. These are all valid concerns, but if you haven’t noticed, insurance can easily be touted as a secondary product.


Sure, insurance concerns itself with supporting your property, so in a way it’s easy to see why others may look at it in such a way. However, insurance is more than support – it can be the difference between a business opening again after devastation strikes, or a family receiving necessary funds when their loved one passes away. Insurance is about protecting from potential unwanted uncertainty in the future, so shouldn’t insurance be a number one priority?


What about at Jeff Munns Agency?

Our business has always made the conscious decision to focus solely on insurance. We aren’t concerned with selling you any other line of business—no matter how relevant it may be in the process. So, you may wonder—why limit ourselves? Because insurance is such a personalized product! Our professional agents dedicate themselves to the craft to help our clients find what works for them. It’s more than a business to us, it’s a mission to help people protect what matters to them.



How prioritized is my insurance after it has been purchased?

Whether insurance is a secondary line of business or the only product at an agency, another critical role of an insurance agency (besides finding the coverage you need) is giving the service you need for your policies and addressing any concern that may come up. Your life changes, so it only makes sense that insurance policies adapt similarly.


Unfortunately, this does not happen automatically. You need an agent to adjust your policy based on your needs. It is tempting to see this as an excuse for simply going online for your insurance needs. If you know the basics of the coverage you need, why not adjust it yourself? This process is not as simple as it may appear.


What about at Jeff Munns Agency?

Remember, insurance companies have rules, regulations, and coverages that you may not know about. Our job is to understand the ever-evolving industry and the carriers’ products and, knowing what is offered, identify and present the most optimal solution for your situation (for your plans today and into the future). It can be a lot to keep track of, so think of us like your very own local insurance heroes. Your loan, your car, and your house purchase should all be a top concern—but we’ll leave that to the professionals in their respective industries. We’re happy to service our clients’ insurance needs!


"Think of us like your very own local insurance heroes."


Are you concerned about your insurance situation or simply interested in exploring your insurance needs in-depth? Our agency would love the opportunity to join alongside you in identifying and overcoming insurance concerns. We offer a suite of competitive and comprehensive options for peace of mind against life’s uncertainties. Let us help you build a package of protection for your cars, houses, apartments, businesses, and other important needs. Get in touch with our team today >


Note: The examples and descriptions used throughout this article are for general information purposes only, not legal advice. Coverage of losses are not guaranteed, rather they are subject to the decision of insurance underwriters and other potential authorities. Coverage availability and limits can vary based on person, location, and other variables. Please consult with your insurance agent and review your insurance policies to understand your existing and/or potential coverage options. Read our disclaimer.


© Jeff Munns Agency, Inc.

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