402-436-2140

Condominium Insurance

Protection for Properties

About Condo Insurance

A condo insurance policy may cover personal property and liability, as well as any additions, alterations and improvements made to the unit that are the policyholder’s responsibility based on the condo association agreement.

Optional loss assessment coverage is also available to protect policyholder’s against certain assessments that may be levied by the association. They may also be compensated for additional living expenses incurred should you need to vacate your condo after a covered loss.

Get A Free Insurance Quote

Let us help you find insurance Options

condo insurance lincoln ne

What You Need to Know

Condo insurance provides coverage for personal property and much more. For a few more dollars, one can elect to carry Full Value Personal Property which ensures that they are reimbursed full replacement value without regard for depreciation after a covered loss.

If they have upgraded cabinets or put in hardwood floors, condo building item coverage protects these investments. Be sure to consult your HOA agreement to determine what the Association policy covers and what you are responsible for. If common areas are damaged, the condo association may levy assessments against all the owners to pay the deductible on their association policy.

Various limits of loss assessment coverage are available. Be sure to consult the HOA agreement to determine the potential for such assessments.

A condo insurance policy also protects policyholder’s and their family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits selected.

In addition, they can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at the residence regardless of fault. Various limits are available.

Informational statements regarding insurance coverage are for general description purposes only. Read our disclaimer.

Want More Information?

Let Us Know And We’ll Be Happy To Help

Jeff Munns Agency, Inc. is an independent insurance agency in Lincoln, NE that offers personal and commercial insurance solutions in Nebraska, Iowa, Missouri, Kansas, South Dakota, Minnesota, Tennessee, Arizona, Colorado, Texas & Wisconsin. We have been serving clients for over 30 years. Excellent customer service and care is our passion. Call, click or stop by!

Contact Us

1617 Normandy CT
Ste 102
Lincoln, NE 68512

Phone: 402-436-2140