Protect your property
Cover Your Condo
Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement.
Optional loss assessment coverage is also available to protect you against certain assessments that may be levied by the association. You may also be compensated for additional living expenses incurred should you need to vacate your condo after a covered loss.
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What Does Condo Insurance Cover?
What you need to know
If you have upgraded cabinets or put in hardwood floors, condo building item coverage protects these investments. Be sure to consult your HOA agreement to determine what the Association policy covers and what you are responsible for. If common areas are damaged, your condo association may levy assessments against all the owners to pay the deductible on their association policy.
Various limits of loss assessment coverage are available. Be sure to consult the HOA agreement to determine the potential for such assessments.
Your condo insurance policy also protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select.
In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available.
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Jeff Munns Agency, Inc. is an independent insurance agency in Lincoln, NE that offers personal and commercial insurance solutions in Nebraska, Iowa, Missouri, Kansas, South Dakota, Minnesota, Tennessee, Arizona, Colorado & Wisconsin. We have been serving clients just like you for over 30 years. Excellent customer service and care is our passion. Call, click or stop by!