Landlord Protection Insurance
Protection For Properties
About Landlord Protection Insurance
A rental property is a great investment, especially if you protect your assets with excellent insurance coverage. Make sure that you and your property are covered when choosing a landlord protection insurance policy.
Landlord Protection Insurance
What You Need To Know
Protect Yourself
Landlord Protection liability insurance options protect you and your spouse or domestic partner against personal injury, wrongful eviction, or wrongful entry as well as other non-bodily injury claims such as libel and slander.
Extra Coverage Doesn’t Have to Cost a Lot
Many landlords supplement their coverage with personal umbrella liability insurance for broader protection. Talk to us today about the amount of coverage that’s right for you.
What People Are Saying
FAQ
What is landlord protection insurance?
Landlord protection insurance is designed specifically for rental property owners. It helps protect your investment and covers liability exposures unique to renting property to tenants, including personal injury claims, wrongful eviction, and other non-bodily injury claims.
What liability risks does a landlord insurance policy cover?
Landlord protection liability coverage can protect you and your spouse or domestic partner against claims involving personal injury, wrongful eviction, wrongful entry, libel, and slander — risks that are unique to owning and managing a rental property.
Is regular homeowners insurance enough to cover a rental property?
No. Standard homeowners insurance is designed for owner-occupied properties and typically does not cover the specific liability exposures that come with renting to tenants. A dedicated landlord protection policy is the appropriate coverage for investment and rental properties.
Can landlords get additional liability coverage beyond a standard landlord policy?
Yes. Many landlords supplement their landlord protection policy with a personal umbrella liability policy for broader and higher-limit protection. Jeff Munns Agency can help you determine the right amount of coverage based on your specific rental situation.
Does landlord insurance cover wrongful eviction claims?
Yes. Landlord protection liability coverage can include protection against wrongful eviction and wrongful entry claims made by tenants, which are common legal exposures for rental property owners.
Is rental property a good investment if properly insured?
A rental property can be a strong investment, and having the right insurance coverage is a key part of protecting that investment. The right landlord policy ensures that both the property and the owner’s liability are protected so the investment can continue generating income.
Who needs landlord protection insurance?
Anyone who owns a residential property and rents it out to tenants — whether it’s a single-family home, a duplex, or a multi-unit building — should carry landlord protection insurance rather than relying on a standard homeowners policy.
Informational statements regarding insurance coverage are for general description purposes only. Read our disclaimer.
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