Coverage for personal property and liability
about renters insurance
A renters insurance policy is about protecting what’s important. This may be clothing, a laptop, jewelry, and personal property.
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What Does Renters Insurance Cover?
What you need to know
A renters policy may cover personal property against theft or damage subject to the limits and deductibles selected. The coverage applies even when one is away from home.
For a small additional premium, one can choose to carry full value coverage on their personal property, which ensures that they will be paid the full replacement cost of items that are damaged or stolen without deduction for depreciation.
A renters insurance policy also protects policyholder’s and their family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits selected.
In addition, one can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at the residence regardless of fault. Various limits are available.
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Jeff Munns Agency, Inc. is an independent insurance agency in Lincoln, NE that offers personal and commercial insurance solutions in Nebraska, Iowa, Missouri, Kansas, South Dakota, Minnesota, Tennessee, Colorado, Arizona, Texas & Wisconsin. We have been serving clients for over 30 years. Excellent customer service and care is our passion. Call, click or stop by!