RV & Motorhome Insurance

Stay Protected On Your Journey

About RV / Motorhome Insurance

Protect your motorhome, travel trailer, camper, or even your horse trailer with an RV/Motorhome insurance policy.

Things To Consider When Shopping For Recreational Vehicle Insurance

What You Need To Know

RVs that are for personal, recreational use can be insured for up to 250 days per year. This gives you plenty of time to travel south and enjoy some warmer winter weather or that extended vacation.

Liability coverage provides you with bodily injury and property damage coverage, medical payments, uninsured coverage and more. Coverage varies by state.

You may be able to choose how your Comprehensive and Collision coverage will be settled in the event of a covered total loss. Options tailored to your needs can include:

Stated Value

Market value/actual cash value of the RV

Agreed Value

The insured amount, regardless of the current market value

Replacement Cost

We will replace your insured RV with a new RV that is most like it

Other additional coverage can include:

Accident forgiveness, pet coverage, diminishing deductible, and more.

Discount Options

Discounts can lower your premium. Ask us at Jeff Munns Agency, Inc. whether you qualify for safe driver discounts, original owner discounts, package discounts and more.

Personal Effect Coverage

Personal Effect Coverage provides replacement cost for damage or loss to items normally used with your RV when physical damage coverage is selected.

Roadside Assistance

Some policies include Roadside Assistance, which has you covered 24/7 in the event of a breakdown or accident. Some will even allow you to upgrade the coverage to include lodging, transportation and meal coverage if needed.

Vacation Liability Insurance

Consider Vacation Liability coverage for when you stop driving and start using your recreational vehicle as a temporary residence. Some policies can include additional coverage for physical damage in Mexico.

Insuring More than One Item

You can save money if you insure more than one item with a single company, including your home, cars, motorcycles, classic cars and boats. It will also simplify your life.

Customer Assistance

Ask if customer assistance is available 24/7 to answer all your insurance questions. In the event you have a loss, the insurance companies we work with have skilled claims teams who will work with you to get your RV repaired and back on the road.

Informational statements regarding insurance coverage are for general description purposes only. Read our disclaimer.

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