RV & Motorhome Insurance
Stay Protected On Your Journey
About RV / Motorhome Insurance
Protect your motorhome, travel trailer, camper, or even your horse trailer with an RV/Motorhome insurance policy.
Things To Consider When Shopping For Recreational Vehicle Insurance
What You Need To Know
RVs that are for personal, recreational use can be insured for up to 250 days per year. This gives you plenty of time to travel south and enjoy some warmer winter weather or that extended vacation.
Liability coverage provides you with bodily injury and property damage coverage, medical payments, uninsured coverage and more. Coverage varies by state.
You may be able to choose how your Comprehensive and Collision coverage will be settled in the event of a covered total loss. Options tailored to your needs can include:
Stated Value
Market value/actual cash value of the RV
Agreed Value
The insured amount, regardless of the current market value
Replacement Cost
We will replace your insured RV with a new RV that is most like it
Other additional coverage can include:
Accident forgiveness, pet coverage, diminishing deductible, and more.
Discount Options
Discounts can lower your premium. Ask us at Jeff Munns Agency, Inc. whether you qualify for safe driver discounts, original owner discounts, package discounts and more.
Personal Effect Coverage
Personal Effect Coverage provides replacement cost for damage or loss to items normally used with your RV when physical damage coverage is selected.
Roadside Assistance
Some policies include Roadside Assistance, which has you covered 24/7 in the event of a breakdown or accident. Some will even allow you to upgrade the coverage to include lodging, transportation and meal coverage if needed.
Vacation Liability Insurance
Consider Vacation Liability coverage for when you stop driving and start using your recreational vehicle as a temporary residence. Some policies can include additional coverage for physical damage in Mexico.
Insuring More than One Item
You can save money if you insure more than one item with a single company, including your home, cars, motorcycles, classic cars and boats. It will also simplify your life.
Customer Assistance
Ask if customer assistance is available 24/7 to answer all your insurance questions. In the event you have a loss, the insurance companies we work with have skilled claims teams who will work with you to get your RV repaired and back on the road.
Informational statements regarding insurance coverage are for general description purposes only. Read our disclaimer.
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