Many people find insurance to be a perplexing topic with a vast number of perplexing questions. So, when approaching these issues, one may easily find themselves lost or even misguided.
To make matters worse, perplexing insurance issues are usually simple questions, but their answers can be quite complicated! That’s why we (insurance agents) exist. To help you determine your risks and options, and ultimately help you achieve peace of mind. So, in an effort to bring forth clarity in your search for insurance answers, we’ve listed some helpful information to take into consideration alongside common insurance issues:
Am I paying too much for my insurance?
It is perfectly normal to feel that you are paying too much for anything. However, the question remains: Can I get the same insurance protection and service for less premium? Often when you shop for insurance, the major focus is price. While price matters, coverage matters more! Limits of protection, deductibles chosen and multi-policy discounts all attribute to the final premium you will pay.
Do I carry the right coverage?
Often an absence of coverage isn’t revealed until you sustain a covered loss. You immediately realize that auto policy protection of $40/$1,200 Rental Reimbursement Coverage for a $15 premium cost drastically offsets the rental car fee of $35 per day you’ll now pay out of pocket. Or, maybe it’s Service Line Coverage for your home policy. Suddenly, your plumber hands you an estimate for $9,500 to fix your slow drain problem! With a covered Service Line Coverage loss you’d only pay $500!
Why not contact Jeff Munns Agency to explore what you are paying for?
Let Jeff, Sam and the rest of the Jeff Munns Agency team help you navigate perplexing insurance issues with confidence. Knowing what’s covered, what’s not, and how much you really are paying is crucial. Get in touch with our team today!
Note: The examples and descriptions used throughout this article are for general information purposes only, not legal advice. Coverage of losses are not guaranteed, rather they are subject to the decision of insurance underwriters and other potential authorities. Coverage availability and limits can vary based on person, location, and other variables. Please consult with your insurance agent and review your insurance policies to understand your existing and/or potential coverage options. Read our disclaimer.
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